The Must Ask Top 5 Charlotte Home Buyer Questions
Your journey towards buying a home has just begun. But, before you start read these top questions to when buying your home.
Who can I get to help me?
Take the first step and pick up the phone. For over 85% of homeowners their search starts on the internet. Start your home buying journey by choosing a qualified and knowledgeable agent that can arm you with plenty of comparable information in the area is a great first step. Make sure your agent knows the Charlotte area and can help you with not only making an appropriate offer, but help you with neighborhoods and schools that fit you and your family lifestyle and budget. Click here to learn more about Kimberly!
What are my costs outside the loan?
You have your finances calculated, and have a good idea about what you want in a home, but you could be miscalculating additional costs after you purchase your home. What other costs outside the loan are you missing? What are the homeowner’s association dues, utilities, tax, and home and mortgage insurance costs? Make sure these are also accounted for when doing your monthly budgets and calculating charges after you have signed.
What do I need in a neighborhood?
Give your agent a wish list. This is the best way to convey your must-haves and prioritize what you are really looking for in a house and neighborhood. The Charlotte area is full of unique neighborhoods each with their own charm and personality. If you are interested in a neighborhood be sure to visit in different times of day and estimate your commute. If having a 5-minute commute versus a 20-minute commute doesn’t matter to you, make sure your agent knows this. Remember to ask yourself about your own wants and needs before meeting with your agent. Your agent can also set up daily emails, these will be tailored to your personalized criteria of style home, price range, and other parameters to pull from a property database those home that fit the needs and desires of you and your family. Once you and your agent devise a list of properties that interest you and fit your checklist.
What is the average resale value for Charlotte homes?
Luckily for you, the Charlotte area is growing and so is the resale value. Trulia.com says the average price per square foot for Charlotte NC has increased 1.6% compared to the same period last year. Trulia.com also provided the most popular neighborhoods in Charlotte these included Steele Creek and Ballantyne West, click here to check out our neighborhood analyzer to learn more about previous listings.
Has the home ever…
I like to start off with as many questions as I can think of, that start with this question. This little game is great because it involves lots of questions about the previous home maintenance, which can be overwhelming. Be sure that you research the home you are buying and write down your specific questions. These can be anything from, “Has there ever been a busted Pipe?” to “Are their any pets buried in the backyard?” Everyone forgets these nitty-gritty details. Worse case scenario you forget to ask some very important details and could have some upcoming surprises after you make your purchase.
Starting with these five questions will help you get started with your home buying journey, start with a great agent and your half way there!